Planning for Retirement

Most of us know that retirement planning is essential. Still we tend to put it off, telling ourselves we have plenty of time before "that day" arrives. Sorting out all the options and getting started can be a real challenge. For small-business owners the challenge is two-fold: deciding what retirement options to offer your employees as well planning for your own retirement. And then there is the question of what to do about your business: close it, sell it, partner with a younger designer? The sooner you begin, the more options you have and the better prepared you will be when "that day" finally comes.

Retirement planning involves much more than just anticipating your future financial needs. Think about where you want to live and what you want to do. Do you see yourself having a retail shop or as a writer, teacher or consultant? What steps do you need to take now in order to be prepared for those opportunities later?

Many resources are available to assist you with planning for retirement, both personally and as an employer. The links below will help you get started.

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