ASID Insurance

The Insurance Exchange, in conjunction with the American Society of Interior Designers, has developed an array of insurance products to protect ASID members.  These coverages have been carefully designed to meet the unique needs of interior designers. ASID members gain exclusive access to the nation’s only insurance program tailored specifically for interior designers – offering the best product at an unmatchable price.

Contact: 1-800-346-1403 or visit www.ASIDinsurance.org

Business Owners Insurance

Business Owner’s Policy (BOP) for interior designers’ combine’s essential property & liability coverages; providing affordable financial protection from a variety of risks including accidents, property damage, and loss of income.

Take advantage of:

  • A low $250 Deductible.
  • Very competitive premiums with renewal discounts.
  • Expand coverage to include Commercial Automobile, Commercial Umbrella, Workers’ Compensation, and Employment Practices Liability.
  • 5% off your E&O premium when purchased through the same company
     

Professional Liability/Errors & Omissions (E&O) Insurance

A Business Owner’s Policy does not provide the protection you need for Professional Liability (E&O), which stems from your work. An error in the materials used, failure to obtain a client’s consent to change the design or materials, or misconstrued advice could lead your client to take financial action against your business.

Get access to:

  • Discounted rates exclusively for ASID
  • Low $500 Deductible
  • Contingent Bodily Injury coverage
  • Broader definition of what is covered, automatically includes limited architectural coverage
  • Defense in addition to the limit of liability (legal fees do not reduce your limit of liability)
  • Automatic spouse, subsidiary and independent contractor coverage
  • Free Risk Management hotline

Health Insurance and Healthcare Services (Coming Soon)

Finding the right insurance is simple. The Insurance Exchange has partnered with EnhancedCareMD Smarter Choices to provide ASID members an online resource for health insurance and healthcare services. EnhancedcareMD is an easy way to compare plans, estimate tax subsidies, and enroll in a plan that’s best for you and your family. By working with EnhancedcareMD you will receive a marketplace that has a support team that ensures extraordinary customer support and private exchange options.

EnhancedcareMD Smarter Choices Offers:

  • Health Insurance – Full service insurance marketplace to shop for the most affordable plans with our private exchange.  Our health brokers assist in choosing a plan, providing a personal touch and peace of mind throughout the process.
  • Telemedicine – Call or Video Certified Board Physicians 24/7 for FREE (no Co-pay)
  • 24/7 Nurse – Call or Chat with Registered Nurses for the most appropriate level or care, resulting in a savings of both time and money and often avoiding a visit to the doctor, urgent care or ER entirely.
  • Medical Discounts – Network providers at Discount Rates, a Non-Insurance Solution
  • RX Savings – Exclusive Prescription Discounts
  • Alternative Medicine & Wellness – ecpathways.com is an interactive alternative health website to learn how to eat healthy, sleep better and manage stress with different techniques.  

Personal Insurance for your Home and Auto

As an ASID member, you can purchase Property Insurance and Automobile Policies through the Benefits Plus program offered through Travelers Insurance and receive all benefits at special program rates.

  • Homeowners
  • Auto
  • Renters

Individual Short Term Disability (STD) and Life Insurance

Individual Short Term Disability (STD) (Coming Soon)

Protect your greatest asset - your ability to earn income! What if you were unable to work due to sickness or injury? How would you pay your bills? ASID's disability insurance program, available exclusively to ASID members, offers the financial strength of Colonial Life, an industry leader in disability life insurance. Explore how low cost disability insurance policy can protect your income and give you peace of mind.

Life Insurance

Protecting your family with life insurance is the cornerstone of any sound financial plan. ASID offers members a simple, low cost way to purchase term life insurance through our VOYA life insurance program. VOYA is a financial powerhouse with excellent ratings and financial strength. Getting approved is easy and rates are competitively priced exclusively for ASID members.

 

Learn How to Take Advantage of the ASID Insurance Program Today